Job Description
WHO WE ARE: Harford Mutual Insurance Group is a growing, dynamic mutual insurance carrier providing commercial property and casualty insurance products and services to a regional market. Headquartered in Harford County, Maryland, Harford Mutual offers a positive, diverse, and inclusive work environment with a rich company culture. Founded in 1842 on the principles of mutuality, we believe in insuring opportunity through mutual success® for our policyholders, agents, communities, and employees, and invite our employees to continue that tradition with respect, integrity, exemplary service, and personal responsibility. Listed within this posting is the anticipated salary range for this position, plus variable incentive compensation. The final salary offered to a successful candidate may vary and will be dependent on several factors that include, but are not limited to, your business experience, education, and individual capacity. Harford Mutual is a multi-state employer, and this salary range may not reflect positions that work in other states. THE OPPORTUNITY: Harford Mutual is seeking a Loss Control Representative to support the state of Maryland and Surrounding states as needed. This role involves completing surveys across all lines of business, including property, liability, workers' compensation, and fleet, tailored to the specific coverages of each insured entity. This position may also be involved in providing Loss Control Services to our insureds in the territory assigned. LOCATION: This position will travel to various insured locations throughout Maryland. Occasional travel to surrounding states as needed. WHAT YOU’LL DO: Complete Loss Control surveys and services for current and prospective commercial accounts for all business units Loss Control surveys will focus on hazard and exposure identification, safety program consultation, and providing recommendations to help mitigate loss potential and improve the overall quality of risk. Provide written survey reports, along with supporting data and information, for Underwriting review and assistance with risk selection and account retention efforts. Develop and implement risk improvement services, as assigned, for our mutual customers to develop and implement safety programs, provide consultation on identified hazards and exposures, and identify resources and/or training to assist with mitigating loss potential. Participate in department projects throughout the year, helping to broaden and grow your professional network and technical skillset. Territory is primarily MD with travel to surrounding states as needed. WHAT YOU’LL BRING: Bachelor’s Degree. 1-5 years of experience in Loss Control, within the insurance industry, or safety industry. Safety or Insurance related degree a plus Willingness to develop an understanding of building construction, electrical and plumbing standards, HVAC systems, sprinkler systems, and fire department operations; able to recognize hazards related to employee on the job injuries Be self-disciplined, organized and able to manage an aggressive workload and have the ability to prioritize and schedule inspections timely and efficiently BENEFITS: PHYSICAL DEMANDS & WORK ENVIRONMENTAL FACTORS: The physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. EEO STATEMENT: Harford Mutual Insurance Group provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Most new hires fall within this range and have the opportunity to earn more over time. Initial placement within the salary range, however, is based on an individual's relevant knowledge, skills and experience for the position. Base salary is only one component of our competitive Total Rewards package. To learn more, please visit the Perks & Benefits on our website .