Job Description
Note: The job is a remote job and is open to candidates in USA. Fifth Third Bank is dedicated to connecting great people to great opportunities in the banking sector. The Indirect Lending Underwriter II is responsible for analyzing consumer credit applications and underwriting secured and unsecured consumer lending products while ensuring superior service to customers and compliance with guidelines. Responsibilities Analyze consumer credit Reports for consumer lending applications to evaluate risk and make appropriate credit decision for Indirect lending across multiple states, Affiliates or geographic regions Reviews documents to Support credit decision (Dealer contracts, Verification of income, tax returns, and additional supporting documentation, etc.) Verifies completeness and accuracy of credit applications Formulates and Communicates credit decision (approve, decline or counteroffer) in compliance with established underwriting guidelines, compliance and Regulatory requirements Develops business relationships and Build rapports with Customers to achieve mutual goals across multiple states, Affiliates or geographic regions to achieve mutual goals Manages application pipeline to Meet business objectives Reviews complex credit, declined and pipeline applications and recommends appropriate action to maximize production and Meet stated service quality levels Assists Less experienced underwriters with structuring loans to maximize production and Manage risk Provides superior quality service to internal and external Customers at all times and demonstrate Professional demeanor Consumer lending credit authority is commensurate with consumer lending authority guidelines and business need Reviews credit applications and recommends decisions on applications over their assigned authority to their manager Skills College degree in business or Finance or equivalent work experience Minimum 6 months Consumer Lending or related industry experience or a minimum 6 months Consumer Lending Underwriting experience Strong interpersonal, written and verbal communication skills Ability to handle multiple tasks and Meet deadlines in fast paced environment Ability to interact with Vice President level managers; build consensus; and motivate others Strong analytical and organizational skills Strong computer skills Strong working knowledge of ACAPS Company Overview Fifth Third Bancorp is a financial services company that specializes in small business, retail banking, and investments. It is a sub-organization of Fifth Third Bank. It was founded in 1858, and is headquartered in Cincinnati, Ohio, USA, with a workforce of 10001+ employees. Its website is Company H1B Sponsorship Fifth Third Bank has a track record of offering H1B sponsorships, with 2 in 2021, 43 in 2020. Please note that this does not guarantee sponsorship for this specific role.